Privacy Policy

Introduction

NORICUM LLC ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website at thenoricum.com, use our services, or otherwise interact with us.

By accessing our website or submitting information to us, you consent to the practices described in this Privacy Policy. We encourage you to read this policy carefully to understand our approach to handling your personal data.

Information We Collect

Information You Provide

We may collect personal information that you voluntarily provide when you:

• Submit an inquiry through our contact form
• Request information about our funding solutions
• Apply for business financing
• Subscribe to receive communications from us
• Correspond with us via email or other channels

This information may include:

• Full name and contact information (email address, phone number)
• Business name, industry, and business information
• Financial information relevant to funding applications
• Any other information you choose to provide

Information Collected Automatically

When you visit our website, we may automatically collect certain technical information, including:

• IP address, browser type, and operating system
• Pages visited and time spent on our website
• Referring website addresses
• Device identifiers and usage data

How We Use Your Information

We use the information we collect to:

• Respond to your inquiries and provide requested services
• Process and evaluate funding applications
• Communicate with you about our products and services
• Improve our website and services
• Comply with legal and regulatory obligations
• Protect our rights, property, and safety

Information Sharing and Disclosure

We may share your personal information in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us in operating our business, such as technology providers, analytics services, and professional advisors.
• Legal Requirements: We may disclose information when required by law, regulation, legal process, or governmental request.
• Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred as a business asset.
• With Your Consent: We may share information for other purposes with your explicit consent.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS & Text Message Communications

NORICUM LLC may offer the option to receive SMS and MMS text messages regarding our financial products and services. By opting in to our text messaging program, you acknowledge and agree to the following:

• Messages may be sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply depending on your mobile carrier and plan.
• You may opt out at any time by replying STOP to any message. Upon receipt of your STOP request, we will confirm your removal and cease sending further messages.
• For assistance, reply HELP to any message or contact us at michael@thenoricum.com.
• Consent is NOT a condition of purchase. You are not required to opt in to text messaging in order to use our services or receive funding.

We are committed to protecting your mobile information. No mobile opt-in data or consent information will be shared with third parties for any purpose, including marketing and promotional activities.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand usage patterns. You may control cookie preferences through your browser settings.

Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to access, correct, delete, or restrict processing of your data. To exercise these rights, please contact us at the information provided below.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete it promptly.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated policy will be posted on this page with a revised "Last updated" date. We encourage you to review this page periodically.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

NORICUM LLC
115 Masterpiece, Irvine, CA 92618
Email: michael@thenoricum.com